Rates

DDA and Interest-Bearing Accounts

Rates effective as of  APRIL 15, 2014

Personal AccountsMinimum Opening DepositMinimum Balance to Obtain Interest RateInterest RateMinimum Balance to Obtain Annual Percentage YieldAnnual Percentage Yield

Personal Checking Account (Unlimited Check)

$100

-

-

-

-

Personal NOW Account

$500

$500

0.20%

$500

0.20%

Personal Money Market Account

$2,500

$2,500

0.25%

$2,500

0.25%

 

$2,500

$10,000

0.35%

$10,000

0.35%

 

$2,500

$100,000

0.45%

$100,000

0.45%

 

$2,500

$500,000

0.55%

$500,000

0.55%

 

$2,500 

$1,000,000 

0.60% 

$1,000,000 

0.60% 

Elite Personal Interest Checking

 $10,000

$10,000 

0.25% 

$10,000 

0.25% 

 

$10,000 

 $50,000

 0.35%

$50,000 

0.35% 

 

 $10,000

 $100,000

 0.75%

 $100,000

 0.75%

 

 $10,000

 $250,000

 1.00%

 $250,000

 1.00%

 

 $10,000

 $2,000,000

 0.75%

 $2,000,000

 0.75%

Personal Savings Account

$500

$500

0.25%

$500

0.25%

 

$100,000

$100,000

0.50%

$100,000

0.50%

Elite Personal Savings

$10,000 

 $10,000

0.25% 

$10,000

0.25% 

  $10,000

$50,000

0.35%

 $50,000

0.35% 

 

$10,000

 $100,000

0.75%

 $100,000

 0.75%

 

$10,000

 $250,000

1.00%

 $250,000

1.00%

 

 $10,000

 $2,000,000

0.75% 

 $2,000,000

0.75%

 

Business AccountsMinimum Opening DepositMinimum Balance to Obtain Interest RateInterest RateMinimum Balance to Obtain Annual Percentage YieldAnnual Percentage Yield

Business Checking Account (Unlimited Check)

$2,000

-

-

-

-

Business NOW Account

$2,500

$2,500

0.20%

$2,500

0.20%

Business Money Market Account

$2,500

$2,500

0.25%

$2,500

0.25%

 

$2,500

$10,000

0.35%

$10,000

0.35%

 

$2,500

$100,000

0.45%

$100,000

0.45%

 

$2,500

$500,000

0.55%

$500,000

0.55%

 

$2,500

$1,000,000

0.60%

$1,000,000

0.60%

Premier Business Interest Checking

$10,000

$10,000 

0.25% 

$10,000

0.25% 

 

$10,000 

 $50,000

 0.35%

$50,000

0.35% 

 

 $10,000

 $100,000

 0.75%

 $100,000

0.75% 

 

$10,000 

 $250,000

 1.00%

$250,000

1.00% 

 

$10,000

 $2,000,000

 0.75%

 $2,000,000

0.75% 

Business Savings Account

$1,000

$1,000

0.25%

$1,000

0.25%

 

$100,000

$100,000

0.50%

$100,000

0.50%

Premier Business Savings

$10,000 

$10,000 

0.25%

$10,000 

0.25%

 

 $10,000

 $50,000

 0.35%

 $50,000

 0.35%

 

 $10,000

 $100,000

 0.75%

 $100,000

0.75%

 

 $10,000

 $250,000

 1.00%

 $250,000

1.00%

 

$10,000 

 $2,000,000

 0.75%

 $2,000,000

 0.75%

 

Time Certificate of Deposit

Rates effective as of  JANUARY 02, 2014

DAYS$10,000 to $49,999$50,000 to $99,999$100,000 to $249,999$250,000 and up
 

RATE / APY

RATE / APY

RATE / APY

RATE / APY

30 to 91

0.35% / 0.35%

0.35% / 0.35%

0.35% / 0.35%

0.35% / 0.35%

92 to 182

0.35% / 0.35%

0.35% / 0.35%

0.35% / 0.35%

0.35% / 0.35%

183 to 287

0.35% / 0.35%

0.35% / 0.35%

0.35% / 0.35%

0.35% / 0.35%

288 to 365

0.35% / 0.35%

0.35% / 0.35%

0.35% / 0.35%

0.35% / 0.35%

366 to 540

0.70% / 0.70%

0.75% / 0.75%

0.75% / 0.75%

0.70% / 0.70%

541 to 730

0.75% / 0.75%

0.80% / 0.80%

0.80% / 0.80%

0.75% / 0.75%

36 Months

0.80% / 0.80%

0.85% / 0.85%

0.85% / 0.85%

0.80% / 0.80%

48 Months

0.90% / 0.90%

0.90% / 0.90%

0.90% / 0.90%

0.90% / 0.90%

60 Months

1.00% / 1.00%

1.09% / 1.10%

1.09% / 1.10%

1.00% / 1.00%

Note: Interest rate and Annual Percentage Yield are subject to change without notice. A penalty will be imposed for early withdrawal on TCD.