Certificate of Deposit

Certificates of Deposit (CDs) are among the most popular investments available. CDs are available to all customers and offer a secure investment option for saving.

Your money is safe and secure because all deposits are insured by the FDIC for the maximum allowed by law. If you have the flexibility to leave your funds on deposit for a longer time period, this account is perfect for you. We offer a wide range of terms from 1 month to 60 months. You can choose to withdraw your interest, transfer your interest monthly to another First Choice Bank account, or leave it in the account and allow the interest to compound. Contact one of our branches for current rate information and annual percentage yield.

Product Features:

  • Earn higher interest rate
  • Auto renewal feature available
  • Interest may be credited to any account at First Choice Bank
Personal and Business CDs Details

Minimum opening deposit




  • Interest is compounded monthly
  • Interest is credited monthly


1 month to 60 months

Minimum daily balance to avoid monthly service charge & per item charges


Balance used for interest calculation

Daily balance method

Monthly service charge



The disclosed interest rate and Annual Percentage Yield (APY) will be paid if you meet the minimum opening balance requirement.

A penalty may be assessed for early withdrawal.

Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.

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